FAQs

Q?

Do you accept BOR’s?

A.

Yes, but the request must be submitted on the insured’s letterhead & signed by them.

Q?

How often do loss runs update?

A.

Once a month on the 25th.

Q?

What is your Minimum Premium?

A.

Our minimum premium for GL - Elite is $5,000 and $3,500 for GL - Advantage. OCP is also $5,000 and for follow form XS over our GL the first layer starts at $1,500.

Q?

What states can you offer coverage in?

A.

Territories: All states except AK, HI, IA, NH, NY, RI, & WV.
*CO – no new residential except custom home builders.

Q?

Can you write Stand-Alone coverage on the umbrella?

A.

Yes we can, through a carrier rated A XV by AM Best's.

Q?

Can you write follow form Excess?

A.

Yes we can, through our A- IX AM Best’s rated GL carrier.

Q?

What is your maximum capacity for umbrella coverage?

A.

Up to $5-10 Million limits, carrier specific.